Category: Financial

The crypto craze is far from over so look around!

At the start of this post Bitcoin was worth $10,759.43 U.S.D via Google search  and when it comes to crypto currencies, which are not considered currencies at all by most Governments around the World, most people have very little understanding of them. I for one was one of them until recently and even still do not consider myself to be an expert on the subject of them by any means but rather I have a  much better understanding of them now since researching them and the technologies behind them for a couple of years. Enough so that I decided to write a blog post about them to help people better understand them and what to look for in some of the new ones to come out over the years.

So first off when it comes to cryptocurrencies the first and foremost is Bitcoin, which runs off a system called the blockchain which anyone can download the Bitcoin code on Github and start their on bitcoin with it. The second major cryptocurrency is called Ethereum and it runs off of blockkchain technology to but allows for others to tap into there block chain and make there own currency based on a couple simple inputs rather than having to manually code there own. Kind of like Apps for your browser work.

When it comes to getting rich off of either of these crypto coins I would tell most people no, I do not think you can or will if you invested your money on today’s costs of either. I do believe many people have gotten rich off the rise of the price of both coins since there launches but where both prices stand today i do not think the average person could make very much off investing in either coins but it cost to much to get in on either one. So that brings me to my next point which is everyone in the World that has average finances and average savings or investment money to work with wants in on the next Bitcoin. The premier time to get in would be when it starts off at pennies or less to buy 1 coin than the coin rises to hundreds if not thousands of dollars on exchanges and ofcourse the faster it rises to these amounts the better so they can cash out and get rich quick.

I do believe this is still possible with many future cryptocurrencies and how rich and how fast the next coin that comes along rises depends on  a lot of different factors, one of the main ones being adoption by the online and offline communities and being list on various public and cryptocurrency exchanges around the World. A good coin name says a lot to me about a coin but not much to all. A good .com means alot to me as well but little to many ICO investors as many coins use .io and .nets and other domain extensions to run there coins off of. So where can one watch and see where the next BIG cryptocurrency is coming? Coinbase has a couple of great resources for everyone looking to invest in this space that people should check out and read over for themselves. I for one refuse to publicly make my buy choice for the next coin for now but I can tell you I plan on investing on crypto coins down the road.

Like always make sure you do your own research and development of your investment plan and always consult with a financial advisor before making any decisions on investing in anything especially cryptocurrencies but in the end it will be your decision on what you want your money to be invested in so make sure to choose wisely and gt as much information about whatever it is your investing in and seek the advice or trained and license financial professionals whenever and wherever possible when it comes to investing your hard earned money. I for one will not invest more than $1,000 in crypto currencies this year and you should come up with an amount that is comfortable to you should you try to invest in them to a good rule of thumb i use when it comes to investing is to always know when to say this is to much and when to stop before you even start investing your first cent into anything.

Time has done a great article and video about and called Cryptocurrency Investing: Are Bitcoin and Ethereum Safe?

Pondering New Years Traditions

With New Year’s Eve approaching, I am thinking about the many traditions and what they symbolize.  Growing up in my family,  black eyed peas were a must.  I’ve recently found out that  black eyed peas symbolize coins and eating them is supposed to ensure economic prosperity for the coming year. To be honest, I’ve never cooked black eyed peas myself. I buy them in a can already cooked and seasoned. I just open the can and heat the peas in a bowl in the microwave and I’m good to go!

Along the same lines, eating greens symbolizes paper money and eating corn bread symbolizes gold. Some people swear the greens is supposed to be kale, but I’ve heard others claim that spinach is a more tasty alternative. I personally like spinach better than kale, but it kale is simmered with pork fatback and served with vinegar I can eat a big bowlful of that.

The tradition of kissing at midnight may go back to ancient European times as a way of warding off evil spirits. Personally, I think that if you are lucky to have someone you love nearby, a deep, sweet kiss is a great way to both end the old year and start the new one.

Too White Teeth

Of course whitening teeth has been a cosmetic fad for several years now. But have you noticed that some people have gone way too far with whitening their teeth? They are practically glowing in the dark bright. I don’t find that attractive at all – it is actually very distracting to see someone on TV or in the movies with teeth so bright you need shades.

My dentist suggested a whitening but I turned him down. I think he just wanted to hit me up for some extra money and I am already in debt for the root canal and crown that he did for me. I can’t imagine paying more money for my teeth any time soon. It just costs to fucking much to go to the dentist anymore.

One of the whitening toothpaste commercials does have a good point. Their slogan is, “if you are not whitening – you are yellowing.” Well, I hate to admit it, but that’s so true. I looked in the mirror and noticed that my teeth are looking yellow and that maybe I should find a way to get them a little more white. I guess next time I see my dentist I should ask him the price of the whitening in his office and see if I can negotiate a way to get it done.

When Pigs Fly

Everyone has heard the old saying, “When pigs fly.” That’s the punch line on the new GEICO commercial but the weird thing is that I’ve watched that commercial 5 or 6 times and the actress says the punch line so softly that I can’t hear what she is saying. The scene is a pig sitting on an airplane using his PDA to do something when the flight attendants come by and tells him to shut it off. They talk for a couple minutes about the GEICO app and then one of them turns away and says, “I’ll believe that when pigs fly.” As she walks away, the pig says, “Did she really just say that?” and a fellow passenger just shrugs.

It’s cute the first couple of times you see it, but I’m sick of it by now and don’t like the way the flight attendant talks so low that I can’t her it. All I see is a smirking woman sashaying away from the pig. It’s not really funny. And it doesn’t make me want to call GEICO to buy insurance from them, either.

My Bank is So Screwed Up

Money is tight and maybe its just me, but I always thought that the fucking banks are supposed to take money and put it in an account for you – its still YOUR fucking money, even though they are keeping it safe for you. Right?

So, I put my paycheck in the bank last week and I went to an ATM to get some gas money and the ATM wouldn’t give me any fucking money! I’m like, what the fuck?

So I go park the car and walk inside the bank and stand in line forever and when I finally get up to the teller I find out that the bank has charged my account some fees and there’s no money left in my account. So I just got paid and now I’m broke.

But then I ask what the fees are for and they tell me and it makes no sense. Like, when was I notified of all these fees? And they play it off and try to fuck me over about it. But it’s not making sense to me and I ask to see it on paper. Well, after all that bullshit it turns out that it was the bank’s mistake. Those fees were never supposed to come out of my account at all. So I’m like, give me my fucking money – I’m outta here.

I closed that fucking account and have my cash money in hand. When I get my next paycheck I’ll go open a new account at some other bank. I’m too pissed off to deal with any more bank shit today.

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